Download A Culture of Everyday Credit: Housekeeping, Pawnbroking, and by Marie Eileen Francois PDF

By Marie Eileen Francois

ISBN-10: 0803269234

ISBN-13: 9780803269231

Pawning was once the most typical credits mechanism in Mexico urban within the 19th century. a various, mostly girl pawning purchasers from reduce- and middle-class families on a regular basis secured small intake loans via hocking family items. A two-tiered area of private and non-private pawnbrokers supplied collateral credits. instead of simply supplying emergency subsistence for the terrible, pawnbroking facilitated intake by means of Creole and mestizo heart sectors of Mexican society and improved identification formation for these in middling families via permitting them to profit from fabric investments to keep up prestige in the course of lean occasions. A tradition of daily Credit indicates how Mexican girls have relied on credits to run their families because the Bourbon period and the way the collateral credits company of pawnbroking constructed right into a ecocnomic company equipped at the call for for housework loans as regulations on usury waned in the course of the 19th century.

Pairing the learn of family intake with an in depth research of the increase of non-public and public pawnbroking presents an unique context for knowing the position of small enterprise in daily life. Marie Eileen Francois weighs colonial reforms, liberal laws, and social revolution by way of their effect on families and pawning businesses.

Based on facts from pawnshop inventories, censuses, laws, petitions, literature, and newspapers, A tradition of daily Credit portrays families, small companies, and govt entities as intersecting arenas in a single fabric international, a global strapped for money all through lots of the century and grew to become the wrong way up through the Mexican Revolution.

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Extra info for A Culture of Everyday Credit: Housekeeping, Pawnbroking, and Governance in Mexico City, 1750-1920 (Engendering Latin America)

Sample text

The second are newspapers, memoirs, novels, and other literary sources. The reader will notice the steady use of quotations from this second group of sources, as well as from petitions and memoranda from the first group, to provide a sense of the tone of dialogues and word choices made in discussions of pawning policy and pawning practice. Testimonies, editorials, and literary portrayals constitute verbal snapshots of material circumstances, as well as recordings of public opinion and information about actual behaviors of participants in the collateral-credit market.

Pawning practices were embedded in the material culture of Mexico City, contested as brokers and clients negotiated values for their goods, as husbands wrestled dowry goods from their wives to convert to cash, as housekeepers decided which household item was both dispensable and valuable enough to secure a loan, and as brokers and clients resisted or ignored attempts by the state to regulate their business activity. ∏∞ It was big news in 1997 when the Monte de Piedad shut down. The charitable pawnshop, providing consumer credit in a dozen branches throughout Mexico City, closed for almost six months due to a strike of its em15 Introduction ployees’ union in the midst of a structural adjustment crisis in the Mexican economy.

The retail pawning decrees that called for the protection of honorable women as they went about their provisioning duties also aimed to protect elite property and domestic space. ’’ This list of ‘‘forbidden collateral goods’’ consisted of those items easily stolen in service: silver trays used by the maids of the comfortable homes when serving meals; silver spoons, plates, and goblets used by the members of the household and their guests, which servants cleared from the table, washed, and polished; and door handles and cushions of carriages in the care of doormen and drivers.

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